Merchant MCC Guide

Secretlab Singapore MCC & rewards

Community contributed on 26 Sept 2026

Reported MCC 5734 · Computer Software Stores

Singapore · OnlineVisit Secretlab Singapore website
Last updated: 26 Sept 2026

Secretlab Singapore

Online storefront · Singapore

MCC 5734 · Website checkout

Officially verified · Website checkout

Verified MCC 5734 for Website checkout.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • Citibank Rewards MasterCard4 MPD

    MCC is not excluded from the bonus blacklist

    • Monthly cap: Cap at $1,000 a month
    • Payment mode: Bonus rate applies to online transactions only
    • Excluded MCCs: Travel-related MCCs (3000–3999 range) are excluded
    Editorial review (reviewed 2026-08-23)
  • HSBC Revolution4 MPD

    MCC is included in the bonus whitelist

    • Monthly cap: Cap at $1,000 a month
    • Payment mode: Bonus rate applies to both online and on-site transactions
    Editorial review (reviewed 2026-08-23)
  • UOB Preferred Platinum Visa4 MPD

    MCC is included in the bonus whitelist and not excluded

    • Monthly cap: Cap at $600 a month per spend type
    • Payment mode: Bonus rate applies to both online and on-site transactions
    • Offline rule: On-site transactions use blacklist rules only; online transactions use the MCC whitelist
    Bank terms (reviewed 2026-08-23)
See the full card comparison

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What is Secretlab Singapore's MCC Code?

Secretlab Singapore uses MCC 5734 (Computer Software Stores). This Merchant Category Code is used by credit card networks to classify transactions at Secretlab Singapore.

When you use your credit card at Secretlab Singapore, the transaction is tagged with MCC 5734. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Secretlab Singapore

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Secretlab Singapore:

✗OCBC Rewards
✗UOB Lady's Card
✗UOB Lady's Solitaire
✗Maybank XL Rewards

Tips for Maximizing Rewards at Secretlab Singapore

  • Use the card with the highest bonus rate for MCC 5734
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Secretlab Singapore use?

Secretlab Singapore uses MCC 5734 (Computer Software Stores). This code classifies the merchant as a computer software stores business.

Which credit cards earn rewards at Secretlab Singapore?

6 credit cards earn bonus rewards at Secretlab Singapore: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB KrisFlyer.

What should I check before choosing a card for Secretlab Singapore?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Secretlab Singapore's MCC code?

Use CheckMCC's merchant lookup tool to verify Secretlab Singapore's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5734? Search by merchant name to verify their code and find eligible bonus cards.

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